THRIVE FINANCIAL

LIFE INSURANCE · ALL 50 STATES

Protect the people who count on you — for less than you think.

Compare top A-rated carriers from across the country with a licensed broker who shops for your best rate. No pressure and no cost to talk — just straight answers and a plan that fits your budget.

See what coverage costs you

Free, no-obligation quote. Takes about 60 seconds.

Licensed in all 50 statesNPN #22219156
Top A-rated carriersShopped for your best rate
Quick, simple quotesBy phone, text or video
No cost to talkZero pressure, ever

Coverage options

The right policy depends on what you want to protect.

Term Life

Big protection at a low price for 10, 20 or 30 years — while your kids are young or your mortgage is high.

Whole Life

Lifelong coverage with fixed premiums and cash value that builds over time.

Final Expense

Smaller, affordable policies so your family isn't left with funeral and end-of-life bills.

Mortgage Protection

Helps keep your family in the home if something happens to you. Many plans include living benefits.

How it works

Covered in three simple steps.

Tell us about you

Fill out the short form or call (714) 588-6563. A few basic questions is all it takes.

Compare your options

We shop top A-rated carriers nationwide and walk you through the best fits for your budget and goals.

Get protected

Apply in minutes — often right over the phone — and get peace of mind for your family.

Kevin Chung

Meet your agent

Hi, I'm Kevin Chung.

I'm a licensed life insurance agent serving families in all 50 states. I shop top A-rated carriers across the country to find you the best rate, explain your options in plain English, and help you choose coverage that fits your budget — with zero pressure.

My job is simple: help your family grow today and secure tomorrow.

Get my free quote

Questions

Common questions

How much does life insurance cost?

It all depends on your age, health and habits, like tobacco use. Each carrier has different requirements, so the same coverage can cost very different amounts from one company to the next. That's why working with a broker like me helps — I shop top A-rated carriers across the country to find you the best rate.

Do I need a medical exam?

No medical exam needed! Instead of needles and nurse visits, carriers check your records with the MIB (the Medical Information Bureau) and ask a few simple health questions. It's faster and easier — no appointments, no bloodwork.

How much coverage do I need?

It depends on what you're trying to cover. If it's cremation or burial expenses, a smaller final expense policy may be all you need. If you're the breadwinner, you'll want enough to replace your income so your spouse and family are provided for in the years ahead. I'll help you find the right amount for your goals and budget.

Will I be pressured to buy?

No. The quote and the conversation are free, and you're never obligated. Our job is to explain your options clearly so you can decide.

What happens after I submit the form?

A licensed agent will reach out to go over your quote and answer your questions. Prefer to talk now? Call (714) 588-6563.

The best time to get covered is while you're healthy.

Rates are based on your age and health today. Lock in coverage now — it only takes a minute to see your options.

Call now Free quote

Privacy Policy

Last updated October 16, 2026

Who we are

This website is operated by Thrive Financial ("we," "us"), Kevin Chung, a licensed insurance agent. Questions about this policy? Call (714) 588-6563.

Information we collect

How we use it

How we share it

We share your information only as needed: with insurance companies and agencies we work with to provide quotes and process applications, with service providers that help us run this website and our business (for example, website hosting and customer management tools), and when required by law. We do not sell your personal information.

Calls, texts and opting out

When you submit a quote request, you agree that we may contact you by phone, text or email, including with automated technology. You can opt out at any time: reply STOP to any text, or ask us to stop calling or emailing you. Agreeing to be contacted is not required to buy anything.

Your choices

You can ask us to access, correct or delete the personal information we hold about you by contacting us at the phone number or email above. Depending on where you live, you may have additional privacy rights under state law.

Security and retention

We use reasonable safeguards to protect your information and keep it only as long as needed for the purposes above or as required by law.

Children

This website is intended for adults and is not directed to anyone under 18.

Changes

We may update this policy from time to time. The date at the top shows when it last changed.